Key West Accident Attorneys Discuss Personal Injury Protection PIP Disputes

Representing clients facing PIP disputes with insurance companies

When you have been injured in an accident in Florida, your insurance company should compensate you under the terms of your PIP policy in a timely manner. However, because the sole purpose of the insurance company is to generate as much profit as possible. To accomplish this, they often delay and deny claims and behave in ways that could be described as bad faith insurance practices. Whether you are a medical provider who is not getting paid for services rendered, or an individual who is looking for compensation for your losses after an accident injury, when you find yourself to be involved in a dispute with your insurance company, it can be beneficial for you to have a strong advocate who will protect your legal rights and compel the insurance company to abide by the terms of the policy.

At the Yeboah law Group, our Key West PIP attorneys are here to fight for your interests when you are in a dispute with your insurance company. We have several options from which to choose to make sure you receive the compensation that is due to you.

PIP insurance is required for drivers, and it provides medical insurance coverage for the policy holder regardless of fault. PIP provides coverage for the medical expenses related to injuries from a motor vehicle accident. The minimum coverage amount in Florida is $10,000 per accident in property damage liability and $10,000 in Personal Injury Protection. If you should suffer s serious or catastrophic injury for which the medical treatment might cost thousands and would require ongoing medical care, you will likely have to file a personal injury lawsuit for any compensation beyond the PIP coverage.

Additionally, there is a 14-day treatment rule, which requires the insured to seek medical attention within 14 days of the accident, or you may not be eligible for PIP coverage.

Types of accidents and injuries that PIP covers

We work with clients who have PIP coverage claim disputes in cases involving injuries from:

  • Car crashes
  • Truck accidents
  • Motorcycle crashes
  • Bicycle and pedestrian accidents
  • Boating accidents

What to do when your PIP claim is denied

First, what are some of the common reasons insurance companies give for denying claims? They might say that your premiums were not paid in a timely manner, or that your injury was preexisting, or that you failed to notify the police about the accident within the 10 days allotted for you to file a police report. Another reason for a denial might be that the insurance company claims that you misrepresented certain material facts when you obtained the policy. In Florida, you may be required to have a medical examination with a physician selected by the insurance company.

Regardless of the insurer’s reason for denying your claim, they are required to give you written notice of the coverage denial and the specific reason for their denying payment of your claim.

What you can do next is work with a Key West PIP attorney who will provide legal assistance when your PIP insurer doesn’t pay you according to the terms of your policy.

How is a PIP insurance dispute resolved?

If you have a claim dispute with your insurance company, Florida’s Chief Financial Officer has mediation and neutral evaluation services, which might be a first step in resolving your dispute. Alternately, you may want to work with an attorney who has experience working with insurance companies and pursuing PIP claims.

We know how to evaluate your claim, analyze your policy and then we will discuss your legal options. We handle the demand letters to the insurance companies, and if required, we aggressively pursue litigation to recover compensation on your behalf.

Schedule a free consultation with a Key West PIP attorney today

The Skilled Key West PIP lawyers at the Yeboah Law Group hold responsible parties accountable after they have suffered an injury in a car accident. You are invited to contact us at Yeboah Law Group for a free consultation to discuss your personal injury protection or other type of injury claim in South Florida. Call Yeboah Law Group now at (800) TELL-SAM or complete our contact form to schedule a free consultation.

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Types of Cases We Handle

Our Key West attorneys handle a variety of cases, including:

Car AccidentsTruck AccidentsMotorcycle Accidents
PIP DisputesWrongful DeathNursing Home Negligence
Product LiabilityPremises LiabilityEmployment Discrimination
Maritime LawKey West

Key West Office

Yeboah Law Group, P.A.

2011 Flagler Ave
Suite 526
Key West, FL 33040

[available by appointment only]

Phone: 305-783-2927
Secondary phone: 1-800-835-5726